“ANALISIS RASIO NON PERFORMING LOAN, NET INTEREST MARGIN DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSET PADA PERBANKAN UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA” (2020) International Interdisciplinary Conference on Sustainable Development Goals, 1(1), hlm. 61–73. Tersedia pada: https://journals.ubmg.ac.id/index.php/IICSDGs/article/view/31 (Diakses: 3 April 2026).